How the self-employed can benefit from the post-Covid mortgage boom

1 November 2021

Lenders are gaining confidence in lending to self-employed borrowers. Greg Cunnington of Alexander Hall highlights the best mortgage deals on offer for the self-employed and explains how to take advantage of them.

There have been further improvements in the number of mortgage products available, with just under 5,000 mortgage products now on the market.

This is an increase of over 300 products in the last two months – offering the biggest choice since before the Covid-19 pandemic. It has led to some very competitive mortgage rates being available, and we are also seeing mortgage lenders provide more favourable criteria – meaning more borrowers are eligible for deals.

But what if you are self-employed? We discussed in a previous article on the topic how there has often been a misconception it is tricky for the self-employed to obtain mortgages, or that lenders look unfavourably upon these applications.

But, with help from an intermediary this does not need to be the case because we regularly help self-employed clients get good mortgages.

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